RCFCU will be closed Monday, September 1, 2025 in observance of Labor Day.

Rates & Fees

Loans Savings Certificates Fee Schedule

Effective as of: September 1, 2025
 
CertificatesDividend RateAPY*Term in MonthsMinimum amount to open account
Share Certificates3.303.3006$1000
Share Certificates3.203.20012$1000
Share Certificates3.103.10018$1000
Share Certificates3.003.00024$1000
Share Certificates2.902.90036$1000
Share Certificates2.902.90048$1000
Jumbo Share Certificates3.403.4006$100,000
Jumbo Share Certificates3.303.30012$100,000
Jumbo Share Certificates3.203.20018$100,000
Jumbo Share Certificates3.103.10024$100,000
Jumbo Share Certificates3.003.00036$100,000
Jumbo Share Certificates3.003.00048$100,000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.203.20018$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.103.10024$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.003.00036$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.003.00048$1000
After the first $100,000 each additional $100,000 increment increases rate by 0.05%.
*APY = Annual Percentage Yield
Dividends compounded quarterly, paid quarterly.
Penalty may be imposed for early withdrawal.
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