Rates & Fees
Loans Savings Certificates Fee Schedule
Effective as of: September 1, 2024
| Certificates | Dividend Rate | APY* | Term in Months | Minimum amount to open account |
| Share Certificates | 3.90 | 3.900 | 6 | $1000 |
| Share Certificates | 3.90 | 3.900 | 12 | $1000 |
| Share Certificates | 3.60 | 3.600 | 18 | $1000 |
| Share Certificates | 3.65 | 3.650 | 24 | $1000 |
| Share Certificates | 3.70 | 3.700 | 36 | $1000 |
| Share Certificates | 3.70 | 3.700 | 48 | $1000 |
| Jumbo Share Certificates | 4.00 | 4.000 | 6 | $100,000 |
| Jumbo Share Certificates | 4.10 | 4.100 | 12 | $100,000 |
| Jumbo Share Certificates | 4.25 | 4.250 | 18 | $100,000 |
| Jumbo Share Certificates | 4.00 | 4.000 | 24 | $100,000 |
| Jumbo Share Certificates | 4.00 | 4.000 | 36 | $100,000 |
| Jumbo Share Certificates | 4.00 | 4.000 | 48 | $100,000 |
| IRA Share Certificates include Roth, Traditional, Simple, or Educational | 3.70 | 3.700 | 18 | $1000 |
| IRA Share Certificates include Roth, Traditional, Simple, or Educational | 3.75 | 3.750 | 24 | $1000 |
| IRA Share Certificates include Roth, Traditional, Simple, or Educational | 3.60 | 3.600 | 36 | $1000 |
| IRA Share Certificates include Roth, Traditional, Simple, or Educational | 3.60 | 3.600 | 48 | $1000 |
| After the first $100,000 each additional $100,000 increment increases rate by 0.05%. | ||||
| *APY = Annual Percentage Yield | ||||
| Dividends compounded quarterly, paid quarterly. | ||||
| Penalty may be imposed for early withdrawal. | ||||
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