RCFCU will be closed Monday, October 9, 2023, in observance of Columbus Day.

Rates & Fees

Loans Savings Certificates Fee Schedule

Effective as of: October 1, 2023
 
CertificatesDividend RateAPY*Term in MonthsMinimum amount to open account
Share Certificates2.752.7506$1000
Share Certificates2.752.75012$1000
Share Certificates2.752.75018$1000
Share Certificates2.752.75024$1000
Share Certificates2.802.80036$1000
Share Certificates2.752.75048$1000
Jumbo Share Certificates3.003.0006$100,000
Jumbo Share Certificates3.003.00012$100,000
Jumbo Share Certificates3.003.00018$100,000
Jumbo Share Certificates3.003.00024$100,000
Jumbo Share Certificates3.003.00036$100,000
Jumbo Share Certificates3.003.00048$100,000
IRA Share Certificates include Roth, Traditional, Simple, or Educational2.752.75018$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational3.003.00024$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational2.752.75036$1000
IRA Share Certificates include Roth, Traditional, Simple, or Educational2.752.75048$1000
After the first $100,000 each additional $100,000 increment increases rate by 0.05%.
*APY = Annual Percentage Yield
Dividends compounded quarterly, paid quarterly.
Penalty may be imposed for early withdrawal.
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