Rates & Fees

Loans Savings Certificates Fee Schedule

Effective as of: April 1, 2024
Rates are subject to change.
Rates do not apply to in house refinancing.
To inquire about our Low Mortgage Rates, please contact the credit union.
Loan TypeInterest Rate % APR* % Max Term (Months)
Auto New and Used (as low as)2.992.99060 to 72
Auto New and Used (as low as)3.993.99084
Motorcycle (as low as)6.506.50060
Motorcycle (as low as)7.507.50072
Boat (as low as) 6.756.75060
Boat (as low as)7.757.75072 to 120
Camper, Travel Trailer, Recreational Vehicle
(as low as)
Camper, Travel Trailer, Recreational Vehicle
(as low as)
7.757.75072 to 120
Equipment (as low as)6.756.75060
Equipment (as low as)7.757.75072 to 120
Tornado Shelter (as low as) 6.756.75048
All Season (as low as)6.996.99012
Personal (as low as) 9.259.25048
Credit Builder18.0018.00012 or 24
Share/ Share Certificate Secured See Loan Officer for rate
VISA Credit Card
~with Score Card Rewards~
Rocket Loans (PAL)28.0028.00012
Loyal American Insurance 15.0015.00012
*APR = Annual Percentage Rate
As low as rates will be based upon credit worthiness. Posted rates shown are not available for all terms.
The max term is provided to disclose the term we use to calculate payments for Rocket City Federal Credit Union's open-end loan products.
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