Rates & Fees
Loans Savings Certificates Fee Schedule
Effective as of: February 1, 2026
| Accounts | Dividend Rate | APY* | Minimum Opening Deposit |
| Regular Shares / Savings | 1.05 | 1.050 | $25 |
| - Requires $2,000.00 ADB** to earn Dividend | |||
| Regular Shares / Savings | 1.00 | 1.000 | $25 |
| - Requires $100.00 ADB** to earn Dividend | |||
| Share Draft / Checking | 0.05 | 0.050 | $0 |
| - Requires $2,000.00 ADB** to earn Dividend | |||
| Christmas Club | 1.00 | 1.000 | $5 |
| Vacation Club | 1.00 | 1.000 | $5 |
| Education Fund | 1.00 | 1.000 | $5 |
| - Compounded Quarterly, Paid Quarterly | |||
| Loan Payment Shares | 1.00 | 1.000 | $0 |
| Loan Escrow Account | 1.00 | 1.000 | $5 |
| IRA Shares | 1.05 | 1.050 | $0 |
| Dividends compounded monthly, paid monthly | |||
| *APY = Annual Percentage Yield | |||
| **ADB = Average Daily Balance | |||
| Fees could reduce the earnings on an account. | |||
Rates
Quick Links
Member Discounts
Need to Know
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Rocket City FCU website and entering a website hosted by another party. Rocket City FCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Rocket City FCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Rocket City FCU. CLICK OK TO CONTINUE OR CANCEL TO ABORT
Continue Cancel
Continue Cancel