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Rates effective as of 02/04/2012 ** Loans | Savings | Certificates
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Rates are subject to change.
Rates do not apply to in house refinancing
To inquire about our Low Mortgage Rates, please contact the credit union.
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*APR = Annual Percentage Rate
** As low as rates will be based upon credit worthiness. Posted rates shown are not available for all terms.
* The approximate term is provided to disclose the term we use to calculate payments for Rocket City Federal Credit Union's open-end loan products.
Disclosures
Go To Loan Application | Go To Calculators | Back to Top
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All dividends computed using Average Daily Balance ( ADB ). Rates are subject to change.
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| Savings*** |
Dividend Rate |
APY* |
Term |
| Regular Shares - Savings (Requires $2,000.00 ADB to earn dividend) |
0.500 |
0.500 |
n/a |
| Regular Shares - Savings (Requires $100.00 ADB to earn Dividend) |
0.500 |
0.500 |
n/a |
| Share Draft - Checking (Requires $2000.00 ADB to earn Dividend) |
0.100 |
0.100 |
n/a |
| Christmas Club |
0.500 |
0.500 |
n/a |
| Vacation Club |
0.500 |
0.500 |
n/a |
| Education Fund (Compounded Quarterly, Paid Quarterly) |
0.500 |
0.500 |
n/a |
| Loan Payment Shares |
0.500 |
0.500 |
n/a |
| Loan Escrow Account |
0.500 |
0.500 |
n/a |
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All Dividends computed using Average Daily Balance (ADB). Rates are subject to change.
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| Certificates |
Dividend Rate |
APY* |
Term |
Min to open & earn dividend |
| Share Certificates |
0.550 |
0.550 |
6 |
$1000 |
| Share Certificates |
0.600 |
0.600 |
12 |
$1000 |
| Share Certificates |
0.700 |
0.700
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18 |
$1000 |
| Share Certificates |
0.800 |
0.800 |
24 |
$1000 |
| Share Certificates |
0.900 |
0.900 |
36 |
$1000 |
| Share Certificates |
1.000 |
1.000 |
48 |
$1000 |
| Jumbo Share Certificates |
0.600 |
0.600 |
6 |
$100,000 |
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Jumbo Share Certificates
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0.700 |
0.700 |
12 |
$100,000 |
| Jumbo Share Certificates |
0.800
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0.800 |
18 |
$100,000 |
| Jumbo Share Certificates |
0.900 |
0.900 |
24 |
$100,000 |
| Jumbo Share Certificates |
1.000 |
1.000 |
36 |
$100,000 |
| Jumbo Share Certificates |
1.100 |
1.110 |
48 |
$100,000 |
| IRA shares |
0.550 |
0.550 |
n/a |
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| IRA Share Certificates includes Roth, Traditional, or Educational |
0.900 |
0.900 |
18 |
$800 |
| IRA Share Certificates includes Roth, Traditional, or Educational |
1.000 |
1.000 |
24 |
$800 |
| IRA Share Certificates includes Roth, Traditional or Educational |
1.100
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1.110 |
36 |
$800 |
| IRA Share Certificates includes Roth, Traditional or Educational |
1.200 |
1.210 |
48 |
$800 |
| *After the first $100,000 each additional $100,000.00 increment increases rate by .05%. |
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*APY = Annual Percentage Yield
Dividends compounded quarterly, paid quarterly.
Disclosures
Back to Top
*** Minimum balance to earn the advertised annual percentage yield (this applies if there is a minimum balance requirement for Christmas Club, Vacation Club, Education Fund, Loan Shares, and Loan Account)
*** Minimum opening deposit (required if it is greater than the minimum balance necessary to earn the advertised annual percentage yield.)
*** Fees could reduce the earnings on an account.
*** Penalty may be imposed for early withdrawal.
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