| ACH Courtesy Pay |
25.00 |
| American Express Travelers Cheques with active check ing |
Free |
|
One Signature/per 100 |
1.00 |
|
Two Signature/per 100 |
1.50 |
| Auto Check |
|
| With Loan Financing (one auto check) |
Free |
| Without Loan Financing |
10.00 |
|
Change of Account Fee (First Change Free) |
5.00 |
| Check Cashing with less than $100.00 daily balance in Share Account or any other credit union service |
5.00 |
| Closed Account within 90 days of opening |
10.00 |
| Collection Costs |
Varies per Item |
| Credit Disability Insurance (loan) |
Actual Cost |
| Credit Life Insurance (loan) |
Actual Cost |
| Debit Card or Credit Card Replacement Fee |
7.00 |
| Debit Card or Credit Card PIN Number Replacement Fee |
7.00 |
| Deposited item returned (Any Account) |
15.00 |
| Deposited Item or Loan Payment returned on another account under member control |
25.00 |
| Dormant Account Fee (Quarterly) |
5.00 |
| Excessive Share Withdrawals (4 free allowed per month) |
1.50 |
| History of Account Print Out (Any account per page) |
2.00 |
| Home Banking Fee (Monthly) |
No Charge |
| IRA Service Fee |
No Charge |
| Loan Late Charges |
20% of interest due |
| Loyal American Insurance Program |
Actual Cost |
Money Orders
(Free with active checking account) |
2.00 |
| Non-Sufficient Funds- Share Draft Returned |
25.00 |
| Non-Sufficient Funds- ACH Items Returned |
25.00 |
| Non-Sufficient Funds Share Drafts transfer to make good (Per Item) |
15.00 |
| Non-Sufficient Funds ACH Item transfer to make good (Per Item) |
15.00 |
|
Notary Public Service for Members |
No Charge |
| Notary Public Service for Non-Members |
No Charge |
|
Official Checks (2 free per day) |
2.00 |
| Official Checks for non members (guaranteed funds of nsf) |
5.00 |
| Research and Balancing member share draft register (per hour) |
10.00 |
| Returned Statement Charge (Bad Address) |
5.00 |
| Returned Mail (Miscellaneous) |
2.00 |
| Safe Deposit Box Rental (Annual): |
|
| 3X5 |
25.00 |
| 5X5 |
35.00 |
| 3X10 |
40.00 |
| 5X10 |
45.00 |
| Safe Deposit Box Lost Key |
75.00 |
| Safe Deposit Box Drilled (No Keys) |
175.00 |
| Share Draft Courtesy Pay |
25.00 |
| Share Draft Photo Copy |
2.00 |
| Share Draft Photo Copy Monthly Statement Item (per item) |
.30 |
| Share Draft Orders |
Actual Cost |
|
1st order, Full Time Student, Over age of 55 (1 per order) |
Free for Basic Drafts |
| Statement Copies (per page) |
2.00 |
| Stop Payment of Share Draft (per item) |
25.00 |
| Stop Payment of ACH Draft (per item) |
25.00 |
| Stop Payment of Official Checks |
35.00 |
| Visa Credit Card Late Charge |
20.00 |
| Visa Credit Card Over Limit Fee |
20.00 |
| Visa Credit Card Return Check Payment Fee |
18.00 |
| Wire Transfers (Sending or Receiving) : |
|
| Domestic |
12.00 |
| International |
50.00 |
| *Fees and Service Charge notice effective July 1, 2007* |
|
