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This original Individual Retirement Account (IRA) is the base plan that provides a long term retirement plan with possible tax incentives for those using the IRA. Generally, members can contribute up to $4,000.00 per year and have the interest earnings on the deposits tax deferred until the time of withdrawal. Individual tax deductions each year may be available as well. Regular share IRA's are available in addition to IRA Certificates in terms of 18, 24, 36, and 48 months. For detailed questions concerning any IRA plan, please consult a tax advisor.
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