2nd Mortgage loans are available to qualified members of the credit union. Finance amounts are up to 80% of the appraised value, less any other first mortgages or other loans on the property.

Fixed rates and adjustable rates are available on 2nd Mortgage Loans. Member must pay for appraisal, title opinion, title insurance, preparing and recording the mortgage and/or deed, and a 1% origination fee. Proof of termite protection and insurance coverage is also a requirement.